I have a Plan!

Budget prepared and payments ( including payments to savings) scheduled through May 2015. 90% sure my credit rating will reach Excellent by the end of February, and 100% sure it will reach Excellent by the end of March.

440 to the credit union for my car.

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200 or 250 (depending on month) to another credit union for my student loan

150 ( 75 per paycheck) goes to tithe ( to the church, because without God’s blessings I would not have the nice things I have)

100 for my credit card ( food, gas, and splurging)

And 200 or 250 (depending on month) to savings.

I also have tax return coming up, and in May it works out that I will have an “extra” paycheck that I can choose to do what I want with, and it is most likely going to go to savings so I can move away from El Paso in late Oct/ early Nov!

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